They Card 0% for 6 month deals, but high interest rates (they are good in an emergency for appliances and such).
I know easier said then now sometimes.
I have till September yet, to apply for need card, don't want to seem too hasty, and try to get utilization down lower.
Forgot to ask you, what you thought of their approval standards, cause I am father the higher 680 range here at this time.
I only use the cards for pinched Balance (once in blue moon) or big items, needed.
So second plan of attack is getting extra balance over to a new low Credit Card Balance Transfer card and hopefully this time kill K-Mart once and for all.
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Good Balance Transfer Deal Credit by Min Payments = Rate Jacking.
So the last two, if ever I have debt on them, Transfer Balance Card Credit run the 6 or 12 months then before it is up, balance transfer to lower interest accounts.
Polonius can testify to what happens when you do the common-sense, business-like thing with credit just companies.
Another curious thing about Chase was that they never gave Transfer a credit limit increase in 7 years.
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Oh interest with them is so I won't carry balance over 6 months.
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Any agreement that can be changed at any time, for reason, is no agreement at all.
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- When I first got a Chase card I owed about $10,000 and I was probably looking good score-wise.
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Like I said, I'm sure you know this, but late tuners in may not.
Used be that if you paid off your entire balance before the statement closing date, you were charged no finance charges.
So I usually save a few hundred by getting away from them when the is good.
Clean history, no babbles, all good, but of high on utilization, not maxed though.
I don't ever pay minimum here, usually $10 to $40 more on each account I per month, don't want to drag out suffering any longer then I have to.
I will post that on board though, so that others seeking bt offers don't over look that!
I've had them for many years and never a problem with the bank.
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- I often wondered whether it had anything to do with using their card to pay the Psychiatric Clinic.
- Citi Dividend Platinum Card.
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You cannot vote polls in this forum. So far so good getting 9 months interest free, now I want one of 12 month deals to add.
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I don't what they are looking for in terms of approving new clients.
I pay it I will keep it open for the long haul.
Chase has changed rules on these cards.
Interest with this one is 21% so I carry balance over 12 months.
Balance Transfer Cards - CreditCards.
Neither a borrower, nor a lender be For oft loses both itself and friend.
They said I could keep my 0% because I had good credit, this was a very very first time I had been late!
I think they flag anything close the min after the intro period.
That changed to a minimum amount you had to pay by the payment due date-but again if paid the rest by the statement date, there was no charge.
AH, I forgot you told me that Chase.
Some of the credit card offers below even a low introductory 0% APR interest rate on credit card balance transfers.
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